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UpgradeInflation is in full swing, and commodities prices and cost of debt is rising – naturally, so has the cost of insurance. On top of falling capacities and volatile commodities prices, it is increasingly hard to find insurers for ‘dirty’ commodities like coal, despite it making up around 37% of the world’s energy mix. What changes have insurance buyers seen over the past few years, in terms of pricing and capacity? How severe is the ‘flight to quality’ in insurance and is it here to stay? And with Russia and Ukraine out of the supply mix, should insurers be more open to emerging markets such as Africa?